Did you get a call from 520-544-0844 ?Report it and help to identify who and why is calling from this number. Also report unwanted calls to help identify who is using this phone number.
Update Time:2009/9/17 0:00:00 | Call Type:Other WebSite
"Investigor Johnson's" Boss
    There is no boiler room operation as you portray it, these are electronic messages sent by computer.  No one, in our investigation, has ever portrayed to be a survey.  They always respond to being a community service organization and we have made hundreds of antonymous calls to this organization and none of what you state appears to be true.  Check your facts and email me at falseposts@gmail.com if you want accurate information.
Update Time:2009/9/17 0:00:00 | Call Type:Other WebSite
Investigator Johnson
    Your post is riddled with errors from the many months of research we have done on this organization. In fact, your use of the wrong name for the organization led us to this invesigation.  We tracked your IP address and discover your comments are those of a disgruntled competitor, who unfortunately only needs a computer and an attitude to attempt to undo over 25 years of work this organization has provided all over the country.The information you present regarding the accuracy of what Tom Lloyd and Neighbors provides is totally false from our investigation.  There is no "guarantee" as you characterized it but a simple "promise of value" which states that if you follow the guild lines Neighbors sets out, you will receive 5 times what you have paid in benefit or they return your dues.  We find that option to be as fare as any service organization can be.  I and several other investigators have visited with Tom Lloyd and his colleagues many times and NEVER has the word guarantee ever been used.  In fact, he corrected me when I used the terminology.Because his organization has been your competition for more than 10 times longer than your company has existed, I hope those people who are foolish enough to put value on your rant realizes that the connections you make are un related to what they do and in fact, another college planning firm COLLEGE FUNDING GROUP who eventually was tracked down and indicted for the so called scam that you are trying to attribute to Tom Lloyd and Neighbors - was actually a person out of Texas who was tracked down and prosecuted much the same as you likely will be.  A person named ED JACOBS was the culprit who used a name similar to Neighbors to sell college planning by offering financing for low income and un educated consumers.  This matter was tracked, ED JACOBS apprehended and he is actually the one who paid the penalties you mention.  Hopefully others will not fall victim to your misinformation because our research team has located thousands of families who report that CIRCLE OF NEIGHBORS DID EXACTLY WHAT THEY PROMISED.The connections you portray are blatant false statements and you need to know we are tracking your efforts to undermine the good works of this organization and will prosecute to the fullest extent of the law.  It is likely that any intelligent reader of this garbage will see the venom in your words are those of a "sore loser" who is trying to undermine a valid service that has helped thousands of families.
Update Time:2009/9/16 0:00:00 | Call Type:Other WebSite
shame
    The caller claimed to be Mr. Robert Taylor from Circle of Neighbors, College Funding Foundation, which is supposed to provide funding to college bound students regardless of their household income or financial needs. They claim my child was refered to them by the National Community Services Organization as a candidate for College Endowment Scholarship Awards. They urged us to call before the "approching deadline" to the num. 877-463-8938 or e-mail to Awards@Circle of Neighbors.org. We did not call or e-mail, but went on the internet and found this page and now we believe this is a scam.
Update Time:2009/9/16 0:00:00 | Call Type:Other WebSite
Concerned Parent of a Student
    Just got a call from a Mr. Robert Taylor. My child is in 9th grade and not looking for funding as of now. Found this weird and wondered how did they get our num. We are on the DO NOT CALL List. I decided to find out a little more and found this page. This looks like a scam to me...I do not want to receive calls from these people again. Please!!
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
Get some logic
    Tom Lloyd is none other than Tom Ochiutto, the same guy found guilty of a similar fraud and ordered to pay $2.7M in restitution for a virtually identical SCAM called Circle of Service (sound familiar).  If you don't want to get caught up in similar lawsuits and defamatory publicity RUN away from this guy and sue the living S--T out of him.  Spread the news - the insurance industry doesn't need another wolf in sheep clothing. He should be in jail.
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
kent
    Thanks.  I'll make sure that Kim States, Pres of Tucson BBB learns that Tom Lloyd is actually Tom Occhiuto, the same "Tom" found guilty in CO Springs and ordered to pay $2.7M in restitution to victims of Circle of Service, a virtually identical College-Funding Guaranteed program.  That might revise their rating from B- back to F.
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
Curious
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
Too much time
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
Justice
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
Get a clue... Tom is that you??
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
Update Time:2009/9/10 0:00:00 | Call Type:Other WebSite
Tom Ochiutto is Tom Lloyd
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
Update Time:2009/8/29 0:00:00 | Call Type:Other WebSite
Scam checker-Sept. 16, 2009
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
Update Time:2009/8/29 0:00:00 | Call Type:Other WebSite
Dr. G
    Are you considering "Circle of Friends" College Funding Program either as a paid Volunteer, Financial Advisor or as a Parent/Grandparant of a college bound student??  We need to spread facts about Tom Lloyd, or shall I say, AKA Tom Occhiuto.Tom Lloyd, now acts as Director and President of "Circle of Friends" of Tucson AZ. He is very charming on the phone, convincing, and the sad truth is that 98.6% of what he advocates is true about College Funding and the strategic repositioning of assets - but there's just one BIG problem.Tom Lloyd is actually Tom Occhiuto - the same man found guilty in Colorado Springs of a very similar SCAM called "Circle of Service" and fined $2.7 Million in penalties and restitution.  :madgo:  So his GUARANTEE for 5X the Scholarships, Grants, and Awards for College Funding is likely to be as good as the man who offered it... the last time.Just Google: Tom Occhiuto and you'll see proof of Tom Lloyd's previous SCAM activities - he's the same guy using similar names for the same activities.  You may also find Occhiuto listed on Merrit-Gentry's site, a financial services firm which includes Occhiuto's brother and description of Tom Occhiuto (AKA Lloyd) as the regional southwest director.Send money at your own risk folks - I just hope this helps someone - this guy should be in jail.
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